Building the Bank from the Top Down, Technical annex: Agent control, liability and failure
Part 8 of 8 of Building the Bank from the Top Down . The main paper makes the argument; this part holds the detail. This annex holds the operating d…
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Building the Bank from the Top Down, Appendix C4–C7: Product lines, guardrails and roadmap
Part 6 of 8 of Building the Bank from the Top Down . The main paper makes the argument; this part holds the detail. C4. Beyond the PFA: a North Star…
Building the Bank from the Top Down, Appendix C3: The Personal Finance Agent
Part 5 of 8 of Building the Bank from the Top Down . The main paper makes the argument; this part holds the detail. C3. Case in point: the Personal…
Why Modern Banking Apps Need a Different Architecture: 5 Companies Worth Watching
Banking apps have become one of the most demanding categories of software to build. Customers expect transactions to feel instant. Product teams wan…
Why current balance is a weak UX primitive for everyday banking
If an app shows only how much money is there right now but ignores the obligations already moving towards that balance, it gives the user a distorte…
20 Threat Scenarios Every Banking Application Should Test (Before Attackers Do)
Every banking app I've ever worked on "worked" on the day it shipped. Login worked. Transfers worked. The balance updated correctly after every test…
AI Upskilling for Finance
See how AI upskilling for finance helps testing teams adopt AI with practical training, governance, traceability, and measurable impact. The post AI…