This is what building a Two-Node Lightning Network From Scratch looked like in one week.
There's a version of learning Bitcoin where you read the whitepaper, nod along, and move on. Then there's the version where you're staring at a termin…
Latest Testing & QA news from Tech News
There's a version of learning Bitcoin where you read the whitepaper, nod along, and move on. Then there's the version where you're staring at a termin…
If you're building a SaaS or side project as a solo founder in the UK, your bank account is infrastructure as much a part of your stack as your hostin…
Aligning NHI Governance With Financial Services Regulatory Expectations Explore how NHI governance, secrets management, and risk framing support regul…
Why fintech is a different environment Financial services applications have accuracy and explainability requirements that most other AI contexts do no…
After processing thousands of bank statements, invoices, and receipts through Claude Vision API, I've learned that financial document OCR is harder th…
Financial services has a reputation among engineers: it's the place where velocity goes to die. Ask anyone who shipped software at a startup and then …
A compliance officer at a bank was preparing for an upcoming audit when she asked a question nobody on the engineering team had a clean answer to. Eve…
When I started building StatementDecoder , I thought the difficult part would be reading bank statements. It wasn't. Reading them turned out to be rel…
Open Banking APIs Explained: What PSD2 Compliance Actually Requires From Your Engineering Team Every fintech founder we talk to eventually says some v…
Originally published at htpbe.tech . The version on htpbe.tech stays in sync with the latest detection algorithm — refer to it for the canonical text.…
I’ve been back in the trenches of finance and technology. Fintech, in practice, is rarely one company owning the whole stack. It is a chain of regulat…
Originally published at htpbe.tech . The version on htpbe.tech stays in sync with the latest detection algorithm — refer to it for the canonical text.…
I am running an experimental autonomous trading architecture called Darwin. During an audit of its agent-ranking and sizing authorities, I built a rea…
If you've integrated a payment API before, you've probably followed a quickstart guide, pasted in a secret key, hit an endpoint, and shipped it. It wo…
None of our 20,000+ US customers know this happened: last month, we moved them, their payment methods, subscriptions, credits, coupons, and promotion …
If you are building software that touches accounting data, you need to understand the difference between accrual and cash-based accounting. The accoun…
Banking software cannot afford to be casual about anything. Every transaction needs to be verified, logged, protected from tampering, and traceable if…
When our team started building the backend for a licensed NBFI under Egyptian financial regulations, compliance felt like a list of things we couldn't…
There's a version of this story that plays out at almost every fintech startup I've worked with: the team ships a payment API, it works in testing, it…
Disclosure: This post supports a fixed-scope Memetic Forge service offer. No affiliate links are included. Financial-services voice AI agents are not …
The UAE fintech sector spans three distinct regulatory authorities. Whether you are building for the CBUAE-licensed mainland, the DIFC, or the ADGM, t…
If an app shows only how much money is there right now but ignores the obligations already moving towards that balance, it gives the user a distorted …
In the global streaming economy, Spotify, Apple Music, and other DSPs process billions of plays daily. Behind this massive transaction layer lies a fr…
Every banking app I've ever worked on "worked" on the day it shipped. Login worked. Transfers worked. The balance updated correctly after every test c…
Most fintech breaches you read about involve a hacker, a vulnerability, and a headline. Most fintech losses I've actually seen up close involve none o…
The day after submitting to the hackathon, I finally had a moment to look back at the whole system. Turned out something surprising. In these 7 days, …
For nine years I ran Coinch, a goal-based savings app used by 30,000+ people across Mexico, Colombia, Argentina, Peru and Chile. When it wound down in…
If you work anywhere near payments, banking, crypto, or fintech in Europe, a new acronym is about to land in your backlog: AMLA — the EU's Authority f…
Every fintech developer has done this: you need test data, you reach for Faker, you generate ten thousand transactions, and your demo works. Then a da…
Migrating payment infrastructure to EU: DORA compliance performance benchmarks A European fintech processing €50M annually needed to solve a critical …